Kreu » Property & Guarantee » Liability Insurance

Liability Insurance

Liability insurance plays an important role in the economy and in society. It protects the firms from losses that are not affordable in other ways by an insuring mechanism, through which the individuals/third parties benefit from the compensation for consequent damages as substitution to their incomes by ensuring a normal life or by providing funds to reinstate the property as it were before the damages.

With this product SIGAL UNIQA GROUP AUSTRIA protects you against any liability on your part in accordance with according to the law on damages, costs and expenses in compliance with the claimed caused damages to third parties.

Liability Insurance

Public

This insurance covers the insured against physical injuries and property damages caused to third parties throughout the production line and construction activities and the users of these environments. The tariffs of this insurance depend on the activity, work processes, circulation, claim limits etc.

How much does it cost?

The tariffs of this insurance depend on the activity, work process, circulation, claims limits applying a tariff from 0,1% up to 0,35% of the liability limit.

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Liability Insurance

Professional

This insurance covers the insured in cases of injuries caused to the health and property of third parties during the professional activity or counselling of third parties.

This is a product designed especially for professions such as:

  • Architects and engineers
  • Real estate evaluator
  • Insurance agents and investment advisers
  • Lawyers
  • Notary
  • Other new professions including: advertisement advisers, information technology businesses, media and telecommunication businesses, aromatic therapists, reflexologists, fitness coachers, private trainers and other.
  • Very soon we will be ready to provide insurance coverages for hospitals, doctors, dentists, assistant doctors, oculists

How much does it cost?

The tariffs for this insurance depends on several factors including insured claim limits, the volume and purpose of the businesses or practices and risks ratio related to his/her businesses. The average tariff of this insurance is 2% of the total incomes of the customer’s owned business.

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Liability Insurance

Product

Through this product, SIGAL UNIQA GROUP AUSTRIA provides to a business an insurance coverage for liabilities and products already produced or sold. Insured liability of products, the businessman, sales persons, administrators are excluded from financial liability for the launched product in the market.

This insurance covers the production activity, by paying customer’s claims of this product, in cases they are damaged during the consumption of the product. The damages covered include physical injuries, accidents as well as property’s commodity damage that happen during the insured period, and caused by the sold products, related to their safety, distribution, installation, launching, re-processing, alternation, treatment or tested by the insured.

Who can be insured?

This product is necessary for all businessman, manufacturers, wholesale and retail sealers of a certain product.

How much does it cost?

The tariffs vary according to the liability coverage and the annual turnover of the insured.

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Do you have any question?

Please contact our customer service:

+355 4 22 33 308
Monday to Sunday 24h/day.
> info@sigal.com.al

Free consultation request

We will get back to you as soon as possible.

Please fill in the fields below

Sigurimi i Përgjegjësisë

Hoteleve dhe Restorante

Kjo policë sigurimi është hartuar posaçërisht për pronarët, administratorët e hoteleve dhe restoranteve për sigurimin e të gjithë përgjegjësive që rrjedhin prej veprimtarisë se tyre.

Ky sigurim mbulon dëmin fizik që mund t'i shkaktohet ndërtesës dhe përgjegjësinë publike që rrjedh nga ushtrimi i veprimtarisë hoteliere.

Në rastin e hoteleve kemi të bëjmë me një policë komplekse, pasi janë disa rreziqe të cilat teknikisht dhe financiarisht trajtohen në një policë të vetme sigurimi.

Sa kushton?

Tarifat për këtë sigurim varen nga nje numër faktorësh duke përfshirë kufirin e dëmshpërblimit që do të sigurohet. Tarifa mesatare eshte 0,2% e limitit total te pergjegjesise.

Më shumëMë pak
Na Kontakto

Sigurimi i Përgjegjësisë

Punedhenesit

Punedhenesi mund te behet i detyrueshem te kompensoj punonjesin e demtuar ose trashegimtaret e tij ne rast vdekje, per nje lendim aksidental qe shkaktohet ne orar te punes, nese ka ose jo neglizhence nga punedhenesi ose jo.

Sa kushton?

Tarifat per kete sigurim variojne nga 0,25% - 0,35% e shumes totale te pagave gjate nje viti.

Më shumëMë pak
Na Kontakto

Do you have any question?

Please contact our customer service:

+355 4 22 33 308
Monday to Sunday 24h/day.
> info@sigal.com.al

Free consultation request

We will get back to you as soon as possible.

Please fill in the fields below

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