Small and Medium Business (SME) Insurance Package
Having a small or medium business has its challenges so at SIGAL UNIQA we have built insurance packages for you. According to Albanian law, any business that has an annual turnover of up to 250 million ALL is considered SME business.
What products do we offer for you?
Carrier liability insurance
Indemnify the Insured against the legal liability of the Insured as a carrier, according to the terms of this insurance contract based on the Convention on the Contract for the International Carriage of Goods by Land (C.M.R.) Geneva, May 19, 1956, Albanian law no. 9503 dated April 3, 2006 and protocol of the CMR Convention July 5, 1978, acceded to by the Republic of Albania with Law No. 9624, October 16, 2006
Insurance of Agriculture
Frequent changes in climatic conditions make the agricultural and livestock sectors very exposed to natural hazards.
Losses for any farmer or business owner for these sectors can be unaffordable, thus jeopardizing its continuity.
In order to avoid worries, and to have stability in production, insurance at SIGAL UNIQA against various risks in agriculture and livestock is necessary.
Documents (2)
See all the details in our insurance product information documents:
Frequently asked questions
What covers does the Construction All Risks policy offer and who is it offered to?
- The policy “All risks in construction” is addressed to entities working in the construction sector. This policy usually covers special construction projects where:
- contracted works;
- construction machinery and equipment;
- liability to third parties.
Why is the "All risks in construction" policy needed?
- The main reason to buy an “All Risks Construction” policy is to protect the works you are contracted to develop. For example: in case you are building/reconstructing a building that catches fire, then your client expects you to finish the works, but will not pay you again to finish them after the damage has occurred. In this case, the “All risks in construction” policy intervenes, which covers the costs of repair or reconstruction of the works carried out on the site. In the vast majority of cases, this type of policy is mandatory from the contract you will sign with the contracting authority/financier. of the project.
When should we notify that an accident has caused damage to contracted works?
- You must notify the agent, or broker or insurer as soon as possible. We will provide immediate assistance.
Want to know more about our products?
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