The world constantly keeps us alert and does not allow us to relax. There are so few guarantees and so many surprises. But achieving financial stability, a certain level and quality of life, it is so desirable to relax and live alone. You want to feel solid ground under your feet. You need to be sure that your children will grow up without knowing the difficulties. To see the world, make their dreams come true and know that no matter what happens, they will be able to cope with it.
Private property insurance
SIGAL UNIQA offers this insurance for: real estate, which includes (dwellings, commercial and industrial units), movable property, which includes (Machinery, equipment, economic inventory, raw materials, goods, etc.).
What risks are covered??
SIGAL UNIQA will compensate you for the loss, damage or destruction of property secured unexpectedly, unforeseen and accidentally as a result of: Fire, lightning, explosion, collision or crash of an aircraft, parts or cargo, attempts to extinguish it fires, breakdowns or movements in connection with any of the above events, earthquake, flood, storm, glass breaking, terrorist acts, strikes, civil unrest, theft, etc.
How much does it cost?
The premiums for this insurance range from 0.05% to 1.5% of the insured amount, depending on the facility and the types of risks to be insured.
Business Termination Insurance
Business insurance is for all entrepreneurs and managers of different businesses regardless of the type and size of the activity. Through this product, SIGAL UNIQA covers expenses as a result of the interruption of business by the Fire or its additional risks providing net profit and fixed costs. In the event of damage to property, you must also bear the consequences of the termination of economic activity: lack of income and cash flow. To this end, SIGAL UNIQA offers all the opportunities for the smooth continuation of your work.
How much does it cost?
The premiums for this insurance range from 0.2% to 1% of the insured amount, depending on the business being conducted.
What is the Discount or Franshiza?
The deductible is the risk held by the Insured at an event. It is determined in% by the value of the damage and ranges from 2% -20%.
Franshiza is the minimum threshold when you can open a damage file. It is determined in value.
What basic documents are required to secure?
- Copy of the certificate of ownership of the object or copy of the lease in order to bind the insurable interest
- Detailed values for Buildings, Machinery, Equipment, Economic Inventory, Raw Material and Ready-made Product
- Completion of the Insurance Questionnaire
- Photo of the facility
- Copy of the balance sheet
