Compulsory Motor Third Party Liability Insurance "MTPL"

Alongside with Car Insurance, get other insurances and services.
Take advantage of SIGAL UNIQA's offers by buying MTPL insurance

Liability Insurance to third parties - Motor Vehicle Driver

Mandatory insurance for vehicles with Albanian licensed plates to circulate within Albania. This insurance is for 1 year.

Why should you insure your car at SIGAL UNIQA?

SIGAL UNIQA is the only insurance company that implements the "Bonus-Malus" system, offering to all its customers "MTPL" Car Insurance accompanied with additional voluntary insurances or various services.

What does compulsory car insurance "MTPL" cover?

In the framework of the Law "On compulsory insurance in the transport sector", every vehicle that circulates within the territory of the Republic of Albania must be equipped with the MTPL policy (Compulsory Insurance of the Owner of the Motor Vehicle for Civil Liability to Third Parties). This insurance includes the coverage of expenses as a result of material, health and property damage caused to third parties, due to the circulation of the insured motor vehicle.

SIGAL UNIQA Group Austria offers:

MTPL accompanied by a bonus for Private Pension

• 1,500 Lek (if the vehicle is a car)
• 2,500 Lek (if the vehicle is a Van or Truck)
• 5,000 Lek (if the vehicle is a Bus)
This amount is deposited to SIGAL’s Private Pension Fund. If you are not yet a member of this Fund, we make you a member after filling in the relevant registration form.

MTPL accompanied by Personal Accident Insurance for the driver

Compensates - the driver - with 1,000,000 Lek, in case of an accident which results in life loss

MTPL accompanied by Mini-Casko

Covers accidental damage to the vehicle itself with an insurance amount of up to Lek 1,000,000, from a collision with another vehicle if it’s the drivers fault, up to 75% of the damage.

MTPL associated with the TELEHEALTH Service

For the entire validity period of your MTPL policy, you will have the opportunity to consult an online doctor wherever you are, 24 hours a day, 7 days a week.

MTPL accompanied by Road Assistance Service, "SIGAL UNIQA AutoSOS"

Together with MTPL Insurance, you can also choose to purchase "SIGAL UNIQA Autosos" roadside assistance in Albania for a period of 1 year, which covers:

  • Contact Centre in Albanian, 24 hours a day, 7 days a week
  • On-site repair of the vehicle (when the repair is technically possible)
  • Towing Service

Frequently Asked Questions

How much does a car insurance cost?

The car insurance costs depend on the type of motor vehicle, engine power and year of manufacture.

Click here to see the official prices or to get an offer.

Is the car insurance valid in kosovo?

MTPL insurance covers both the territory of Albania and Kosovo.

What documents are required to insure the car?

The insured must notify the police and the insurance company of the loss of the insurance and get a duplicate at one of SIGAL UNIQA’ selling points. 

Documents (4)

See all the details in our insurance product information documents:

Similar insurance products


Mini-casco Insurance

MINICASCO insurance covers the accidental damage of vehicle-to-vehicle collisions on the road, with a compensation value of up to 1,000,000 Lek even in the event that the insured with mini-casco is the cause (guilty) of the accident.

kasko feature

Casco insurance

SIGAL UNIQA Group Austria offers voluntary KASKO vehicle insurance, which protects your car against partial damage or complete that can happen for various reasons.

You have more questions?
We are here to answer them.

Our team of specialists will help you to:

  • Learn about our product packages and benefits
  • Get an individual offer
  • Schedule a personal meeting
  • Choose the right service for you

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