Insurance for employees

You could be anywhere, while practicing, on a business or tourist trip, an unexpected accident or an emergency or emergency could make you economically unprepared, so we recommend accident insurance.

• Covers temporary disability, permanent disability or loss of life of the insured caused by various accidents that may occur during the exercise of his or her professional activity
• Accidents like poisoning, drowning, freezing, physical exertion etc.
• Loss of life or total permanent disability

Private health insurance is an opportunity to cover 100% of the financial costs that every employee may have to cover in the event of an accident or sudden illness.

Through private health insurance SIGAL UNIQA covers:

• Annual check-up
• Medical treatments in case of illness or accident
• Diagnostic checks
• Chemotherapy and radiotherapy
• Medications recommended by the doctor
• Street ambulance service

It is a combination of an employee's life insurance with an investment, an employer's savings deposit.

• Employee savings deposit where contributions are paid by the employer.
• If the employee stays in employment for the entire period agreed at the end of the period, he receives all the value contributed in years by the employer. In contrast, the employer benefits from the amount deposited under the contract specifications which it may use for other employees in the interest of the business.
• According to Law No. 10 364, dated 16.12.2010 “On income tax”, the expenses of life insurance and health should be considered as deductible expenses.

SIGAL LIFE UNIQA's private pension offers more flexibility in contributions and in the event of a disaster the unsettled amounts are the property of the heirs.

• Old age pension when you reach retirement age under the State Social Security Act. Determine the value of the contribution and the time of its withdrawal.
• Early retirement: 5 years before you reach retirement age, under State Social Security law
• Disability pension: in case of illness or accident during insurance
• Family pension: in case of insured's accident

Calculate the pension