Financial insurance “Bank Insurance”

This insurance is offered to banks, exchange rate agencies, other financial institutions, but also other activities who circulate monetary values.

Every day, people look to you to help protect their businesses and investments.

SIGAL UNIQA can provide your institution with coverage for even the most complex risks and transactions.

Young happy couple meeting with financial advisor in the office. Woman is handshaking with the agent.

Cash insurance In safe

SIGAL UNIQA GROUP ASUTRIA takes full responsibility in providing full coverage property loss or damage, as a consequence of theft through breakage and forced exit or by violence from the insured object.
What risks are covered?
Theft and robbery of monetary values in:

  • Safe
  • ATM
  • Counters

Who can be insured? This insurance is applied to banks, exchange rate agencies as well as to big companies that keep cash within their premises.
How much does it cost? The tariffs of this insurance change varies on the management of monetary instruments (type of safe) and security measures undertaken by the institution.

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Cash insurance In transit

Through this contract, SIGAL UNIQA GROUP AUSTRIA as an insurer covers your risks from theft and robbery of monetary values during their transportation. We undertake the risk to pay your claims with regard to property losses or damages as a consequence of theft or robbery of monetary values during their transportation is under the custody of employees or transport related companies.
What risks are covered?
This product consists of paying claims caused by theft or robbery of monetary values:

  • During transport
  • Under the custody of employees
  • Under the custody of transport companies

Who can be insured?
This insurance is applied to banks, exchange rate agencies, as well as to other big companies that transport amounts of moneys as part of their activity
How much does it cost?
The tariffs for this insurance change depending on the insured amount, means of transport, and undertaken measures.

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Complex Bank Insurance (BBB)

What risks are covered?
This product covers:

  • Dishonesty of employees
  • Money in safe and ATMs
  • Cash in transit
  • Forged bank checks
  • Counterfeit money
  • Equipment and economic inventory
  • Safe deposit boxes

Who can be insured?
This contract offer a complex coverage for banks and micro-credit foundations.
How much does it cost?
The tariffs for this product varies depending on the insured amount, security measures, number of employees etc.

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Insurance against cyber risk

This insurance covers the Bank for losses as a result of cyber damage. Among the insured risks we mention:

  • Coverage of liability to customers due to breach of data protection and breach of confidentiality;
  • Coverage of liability to customers due to cyber damage;
  • Cyber ​​incident response services;
  • Coverage of liability due to criminal conditions for electronic payments;
  • Coverage for first party losses such as: Interruption of commercial activity, Action plan to improve the level of information security;
  • Covering the costs of regulatory proceedings such as: Internal investigations; Regulatory procedures; Administrative fines as a result of breach of data protection or breach of confidentiality or cyber damage;
  • Crisis management coverage such as: Notification costs; Legal Advice; Crisis consultations in public relations; Consulting services in the case of cyber blackmail;
Business meeting in an office, workers discussing business affairs. Gadgets and papers on the table

Directors and Officers (D&O) Liability Insurance

This policy covers D&O's personal liability for losses they cause in the performance of their business and related duties. Normally the loss is borne by the company, but D&O claims can come from a variety of sources. D&O policies cover liability arising from "acts done wrongly", but not dishonesty, fraud or malice. The policy covers damages and legal costs, but not fines.

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Professional Liability Banks (Professional Indemnity)

This insurance covers the Bank for damages caused to its payment service customers for the Bank's liability to the payment service account service provider or the payment service user, resulting from unauthorized entry/access or unauthorized use or for the purpose of fraudulent payment account information.

What documentation does the client present for the application:

  • CV of the company and management staff
  • The balance of the last two years and a copy of the Audit
  • Completing the application questionnaire
  • List of employees
  • Copy of contracts with physical storage companies and money carriers.

Want to know more about our products?
Contact us.

Our team of specialists will help you to:

  • Learn about our product packages and benefits
  • Get an individual offer
  • Schedule a personal meeting
  • Choose the right service for you

Call us for free on 0800 31 31

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    Të dhënat tuaja personale do të përdoren vetëm për qëllimin e ofrimit të informacionit shtesë rreth produkteve të SIGAL UNIQA