Casco is the voluntary insurance of the motor vehicle for damages caused to the motor vehicle itself by the risks provided for in the contract and selected by the customer.
Why should I insure my car with Casco Insurance at SIGAL UNIQA?
If you are looking for the right insurance for your car, which will protect you financially from many events, then choose CASCO from SIGAL UNIQA Group Austria.
SIGAL UNIQA Group Austria is always close to its customers, paying damages on time but also constantly introducing to the market products that make their lives more beautiful and above all safer.
What does CACSO Insurance cover?
5 Casco insurance options
Option 1 | Option 2 | Top SalesOption 3 | Option 4 | Option 5 | |
---|---|---|---|---|---|
Insured Risks: | |||||
Accidental Damage | |||||
Breaking windows | |||||
Fire, Lightning, Explosion | |||||
Natural Disasters | |||||
Total Theft | |||||
Partial Theft | |||||
Parking damage from another vehicle | |||||
Damages by malicious acts | |||||
AutoSOS* | |||||
GPS | |||||
Outside Albania* |
* Autosos, 2,000 ALL/year for Albania and 3,000 ALL/year for Europe.
* The premium for coverage outside Albania is 20% higher than the premium for the coverages selected in the table above.
Option 1
Option 1 covers the following risks:
Option 2
Option 2 covers the following risks:
Option 3
Option 3 covers the following risks:
Option 4
Option 4 covers the following risks:
Option 5
Option 5 covers the following risks:
* Autosos, 2,000 lekë/vit për Shqipëri dhe 3,000 lekë/vit për Europë.
* Primi për mbulimin jashtë Shqipërisë është 20% më i madh se primi për mbulimet e përzgjedhura në tabelën mësipër.
SIGAL UNIQA Group Austria offers:
"Casco" accompanied by SIGAL UNIQA Autosos
Along with Casco Insurance, you can also choose to buy "SIGAL UNIQA Autosos” road assistance in Europe for a period of 1 year, which covers:
"Casco" associated with Telehealth
If you buy this insurance with a premium starting from 130 euros, you also get the innovative "TeleHealth" service for free.
With "TeleHealth", you can consult a licensed doctor, audio, or video, at any hour of the day or night, for any health concern you may have.
LEARN MORE ABOUT TELEHEALTH
Frequently Asked Question
Who benefits from casco insurance compensation?
- If the vehicle is covered for the risk that caused the damage.
- The driver of the vehicle whose name is insured in the Casco insurance policy or is on the list of employees of the insured entity.
- File a police report, regardless of whether the driver is the cause or the beneficiary.
- If the driver was not under the influence of alcohol or drugs.
- If the driver has a valid driving license for the insured vehicle.
Which vehicles do not benefit from this comprehensive insurance?
- Vehicles older than 15 years in circulation
- Luxury, sports, non-series vehicles, vehicles with an engine larger than 4000cc.
- Engines, modified vehicles and rear-wheel drive vehicles
- Vehicles manufactured for use in countries outside Europe
- Vehicles not registered in Albania.
What should I do if I have a Casco damage to report?
Notify the police immediately
It does not indicate that is insured with Casco
Take photos and videos from the scene
Notify SIGAL branch or head offices immediately.
Submit the request for compensation to the nearest branch of SIGAL presenting:
-
- Police report
- Photos from the scene
- Traffic permit & relevant policies
- Relevant authorizations if subject
- Completes the compensation claim form
- Do not repair the vehicle without SIGAL’s approval
The vehicle is repaired at SIGAL UNIQA Authorized Services.
What is the insured amount?
The market value of the vehicle at the time of insurance.
What is premium?
The price the customer pays for Casco insurance, according to the selected risks. The minimum Casco insurance premium is 130 euros.
What is a franchise?
The value of the damage below which compensation cannot be applied for. It is 0.5% of the insured amount, but not less than ALL 10,000.
What is the deductible?
Risk participation of the insured. The minimum is 10% of the value of the claim but may vary according to the risks for coverage requested by the client.
Documents (2)
See all the details in our insurance product information documents:
Similar insurance products
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The protection needed by your car. Without age limit and at an affordable price for everyone.
Mini Casco Insurance
MINICASCO insurance covers accidental damage from vehicle-to-vehicle collisions on the road, with a compensation value of up to ALL 1,000,000 even in the case where the insured with minicasco is the cause (guilty) of the accident.
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