Casco Insurance

Maximum protection for your car.

Calculate Casco Online

Casco is the voluntary insurance of the motor vehicle for damages caused to the motor vehicle itself by the risks provided for in the contract and selected by the customer.

Why should I insure my car with Casco Insurance at SIGAL UNIQA?

If you are looking for the right insurance for your car, which will protect you financially from many events, then choose CASCO from SIGAL UNIQA Group Austria.
SIGAL UNIQA Group Austria is always close to its customers, paying damages on time but also constantly introducing to the market products that make their lives more beautiful and above all safer.

What does CACSO Insurance cover?

  • Accidental Damage
    Collision with a fixed or moving object. Leaving the road or overturning the vehicle.
  • Breaking windows
    Cracking/shattering of front, rear, side, sunroof, and headlight glass caused by impact with a moving object
  • Fire, Lightning, Explosion
    Fire and explosion resulting from external factors and involving the insured vehicle. Lightning on the motor vehicle.
  • Natural Disasters
    Storm, hail, snow, typhoon, flood, flooding, falling of various objects as a result of natural disasters.
  • Theft or partial theft
    Total theft of the vehicle and theft of accessories or elements included in the production catalogue, mirrors, tires, discs are excluded.
  • Parking damage from another vehicle
    Damage by an unidentified mobile vehicle.
  • Damages by malicious acts
    Damages caused by actions carried out intentionally or maliciously by third parties without the knowledge of the insured.
  • Outside the territory of Albania:
    By adding 20% of the insurance value, all the coverages chosen above will be valid both inside and outside the territory of Albania.
  • GPS
    SIGAL UNIQA installs the GPS device at no additional cost to the customer. This equipment will be owned by SIGAL UNIQA and installed in the Casco insured vehicle as long as this vehicle is insured against the risk of theft (total).
  • AutoSOS
    For Casco insurance with coverage within Albania, the possibility is offered to have the additional coverage of roadside assistance in Albania. If you also have coverage abroad activated, you can also purchase AutoSOS for Europe.

5 Casco insurance options

Option 1 Option 2 Top SalesOption 3 Option 4 Option 5
Insured Risks:
Accidental Damage
Breaking windows
Fire, Lightning, Explosion
Natural Disasters
Total Theft
Partial Theft
Parking damage from another vehicle
Damages by malicious acts
AutoSOS*
GPS
Outside Albania*

* Autosos, 2,000 ALL/year for Albania and 3,000 ALL/year for Europe.
* The premium for coverage outside Albania is 20% higher than the premium for the coverages selected in the table above.

Option 1

Option 1 covers the following risks:

  • Accidental Damage
    Collision with a fixed or moving object. Leaving the road or overturning the vehicle.
  • Breaking windows
    Cracking/shattering of front, rear, side, sunroof, and headlight glass caused by impact with a moving object
  • Fire, Lightning, Explosion
    Fire and explosion resulting from external factors and involving the insured vehicle. Lightning on the motor vehicle.
  • Natural Disasters
    Storm, hail, snow, typhoon, flood, flooding, falling of various objects as a result of natural disasters.
  • Theft or partial theft
    Total theft of the vehicle and theft of accessories or elements included in the production catalogue, mirrors, tires, discs are excluded.
  • Parking damage from another vehicle
    Damage by an unidentified mobile vehicle
  • Damages by malicious acts
    Damages caused by actions carried out intentionally or maliciously by third parties without the knowledge of the insured.
  • Outside the territory of Albania:
    By adding 20% of the insurance value, all the coverages chosen above will be valid both inside and outside the territory of Albania.
  • GPS
    SIGAL UNIQA instalon pa asnje lloj kosto shtese nga klienti, pajisjen GPS. Kjo pajisje do te jete ne pronesi te SIGAL UNIQA dhe instalohet ne mjetin e siguruar Kasko per aq kohe sa ky mjet do te jete i siguruar nga rreziku vjedhjes (totale).
  • AutoSOS
    For Casco insurance with coverage within Albania, the possibility is offered to have the additional coverage of roadside assistance in Albania. If you also have coverage abroad activated, you can also purchase AutoSOS for Europe.

Option 2

Option 2 covers the following risks:

  • Accidental Damage
    Collision with a fixed or moving object. Leaving the road or overturning the vehicle.
  • Breaking windows
    Cracking/shattering of front, rear, side, sunroof, and headlight glass caused by impact with a moving object
  • Fire, Lightning, Explosion
    Fire and explosion resulting from external factors and involving the insured vehicle. Lightning on the motor vehicle.
  • Natural Disasters
    Storm, hail, snow, typhoon, flood, flooding, falling of various objects as a result of natural disasters.
  • Theft
    Total vehicle theft.
  • Parking damage from another vehicle
    Damage by an unidentified mobile vehicle.
  • Damages by malicious acts
    Damages caused by actions carried out intentionally or maliciously by third parties without the knowledge of the insured.
  • Outside the territory of Albania:
    By adding 20% of the insurance value, all the coverages chosen above will be valid both inside and outside the territory of Albania.
  • GPS
    SIGAL UNIQA installs the GPS device at no additional cost to the customer. This equipment will be owned by SIGAL UNIQA and installed in the Casco insured vehicle as long as this vehicle is insured against the risk of theft (total).
  • AutoSOS
    For Casco insurance with coverage within Albania, the possibility is offered to have the additional coverage of roadside assistance in Albania. If you also have coverage abroad activated, you can also purchase AutoSOS for Europe.
Top Sales

Option 3

Option 3 covers the following risks:

  • Accidental Damage
    Collision with a fixed or moving object. Leaving the road or overturning the vehicle.
  • Breaking windows
    Cracking/shattering of front, rear, side, sunroof, and headlight glass caused by impact with a moving object
  • Fire, Lightning, Explosion
    Fire and explosion resulting from external factors and involving the insured vehicle. Lightning on the motor vehicle.
  • Natural Disasters
    Storm, hail, snow, typhoon, flood, flooding, falling of various objects as a result of natural disasters.
  • Theft
    Total vehicle theft.
  • Parking damage from another vehicle
    Damage by an unidentified mobile vehicle.
  • Outside the territory of Albania:
    By adding 20% of the insurance value, all the coverages chosen above will be valid both inside and outside the territory of Albania.
  • GPS
    SIGAL UNIQA installs the GPS device at no additional cost to the customer. This equipment will be owned by SIGAL UNIQA and installed in the Casco insured vehicle as long as this vehicle is insured against the risk of theft (total).
  • AutoSOS
    For Casco insurance with coverage within Albania, the possibility is offered to have the additional coverage of roadside assistance in Albania. If you also have coverage abroad activated, you can also purchase AutoSOS for Europe.

Option 4

Option 4 covers the following risks:

  • Accidental Damage
    Collision with a fixed or moving object. Leaving the road or overturning the vehicle.
  • Breaking windows
    Cracking/shattering of front, rear, side, sunroof, and headlight glass caused by impact with a moving object
  • Fire, Lightning, Explosion
    Fire and explosion resulting from external factors and involving the insured vehicle. Lightning on the motor vehicle.
  • Natural Disasters
    Storm, hail, snow, typhoon, flood, flooding, falling of various objects as a result of natural disasters.
  • Parking damage from another vehicle
    Damage by an unidentified mobile vehicle.
  • Outside the territory of Albania:
    By adding 20% of the insurance value, all the coverages chosen above will be valid both inside and outside the territory of Albania.
  • AutoSOS
    For Casco insurance with coverage within Albania, the possibility is offered to have the additional coverage of roadside assistance in Albania. If you also have coverage abroad activated, you can also purchase AutoSOS for Europe.

Option 5

Option 5 covers the following risks:

  • Accidental Damage
    Collision with a fixed or moving object. Leaving the road or overturning the vehicle.
  • Breaking windows
    Cracking/shattering of front, rear, side, sunroof, and headlight glass caused by impact with a moving object
  • Parking damage from another vehicle
    Damage by an unidentified mobile vehicle.
  • Outside the territory of Albania:
    By adding 20% of the insurance value, all the coverages chosen above will be valid both inside and outside the territory of Albania.
  • AutoSOS
    For Casco insurance with coverage within Albania, the possibility is offered to have the additional coverage of roadside assistance in Albania. If you also have coverage abroad activated, you can also purchase AutoSOS for Europe.

* Autosos, 2,000 lekë/vit për Shqipëri dhe 3,000 lekë/vit për Europë.
* Primi për mbulimin jashtë Shqipërisë është 20% më i madh se primi për mbulimet e përzgjedhura në tabelën mësipër.

SIGAL UNIQA Group Austria offers:

"Casco" accompanied by SIGAL UNIQA Autosos

Along with Casco Insurance, you can also choose to buy "SIGAL UNIQA Autosos” road assistance in Europe for a period of 1 year, which covers:

  • Contact centre in Albanian language
  • Car racing service
  • On-site repair
  • Vehicle replacement in case of an accident
  • Parking
  • Hotel accommodation
  • Repatriation or continuation of the journey to the destination
  • Taxi
Learn more about AUTOSOS

"Casco" associated with Telehealth

If you buy this insurance with a premium starting from 130 euros, you also get the innovative "TeleHealth" service for free.
With "TeleHealth", you can consult a licensed doctor, audio, or video, at any hour of the day or night, for any health concern you may have.
LEARN MORE ABOUT TELEHEALTH

Learn more about TELEHEALTH

Frequently Asked Question

Who benefits from casco insurance compensation?

  • If the vehicle is covered for the risk that caused the damage.
  • The driver of the vehicle whose name is insured in the Casco insurance policy or is on the list of employees of the insured entity.
  • File a police report, regardless of whether the driver is the cause or the beneficiary.
  • If the driver was not under the influence of alcohol or drugs.
  • If the driver has a valid driving license for the insured vehicle.

Which vehicles do not benefit from this comprehensive insurance?

  • Vehicles older than 15 years in circulation
  • Luxury, sports, non-series vehicles, vehicles with an engine larger than 4000cc.
  • Engines, modified vehicles and rear-wheel drive vehicles
  • Vehicles manufactured for use in countries outside Europe
  • Vehicles not registered in Albania.

What should I do if I have a Casco damage to report?

Notify the police immediately

It does not indicate that is insured with Casco

Take photos and videos from the scene

Notify SIGAL branch or head offices immediately.

Submit the request for compensation to the nearest branch of SIGAL presenting:

    • Police report
    • Photos from the scene
    • Traffic permit & relevant policies
    • Relevant authorizations if subject
    • Completes the compensation claim form
    • Do not repair the vehicle without SIGAL’s approval

 

The vehicle is repaired at SIGAL UNIQA Authorized Services.

What is the insured amount?

The market value of the vehicle at the time of insurance.

What is premium?

The price the customer pays for Casco insurance, according to the selected risks. The minimum Casco insurance premium is 130 euros.

What is a franchise?

The value of the damage below which compensation cannot be applied for. It is 0.5% of the insured amount, but not less than ALL 10,000.

What is the deductible?

Risk participation of the insured. The minimum is 10% of the value of the claim but may vary according to the risks for coverage requested by the client.

View All FAQs

Documents (2)

See all the details in our insurance product information documents:

General conditions

Information about taxes and duties

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You have more questions?
We are here to answer them

Our team of specialists will help you to:

  • Learn about our product packages and benefits
  • Get an individual offer
  • Schedule a personal meeting
  • Choose the right service for you

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