Health Insurance Designed for Expats
You can find here the right health insurance plan that suits your needs
You can find here the right health insurance plan that suits your needs
Do I need Expat Health Insurance?
The cost of doctors’ visits, medicines and medical tests can add up very quickly, especially if you are an expat living in another country and are not covered under the country’s health insurance plan. Being an expat brings along with it, its own set of challenges; your health should not be one. This is where Health Insurance steps in, so that one can have access to the best healthcare without fearing the financial strain. Guaranteeing you and your loved ones, the peace of mind everyone deserves.
International Coverage
If you are an individual who travels frequently, an international policy can provide you with extensive health cover even when you are abroad. You may have travel insurance in place, but bear in mind these policies are designed only for short visits and to cover for emergencies.
All inclusive
Even if you are eligible for subsidized medical cover, most public healthcare policies are not all-inclusive which means there are gaps in the coverage and certain treatments might not be covered. An expat policy gives you thorough access to the finest healthcare amenities in the country.
Expat Insurance Options
| Option 1 | Option 2 | Option 3 | |
|---|---|---|---|
| Coverage | |||
| Emergency medical expenses in case of accident in Albania up to 10,000 Euros (Enrollment age limit 65 years old) |
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| Expenses for medical emergencies in case of illness or accident in Albania up to 5,000 Euros (Enrollment age limit 79 years old) |
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| Expenses for medical emergencies in case of illness or accident in Albania up to 5,000 Euros |
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| Medical evacuation and repatriation up to 2,000 Euros (Enrollment age limit 65 years old) |
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| Dental emergencies | |
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| Video and audio consultations with a General Practitioner | |
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| 50% discount for outpatient services in the Insurer specified medical provider | |
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| Preventive care (medical check up) once per year | |
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| Pregnancy follow up examinations (no waiting period applies) | |
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| Oculist visit and optical glasses Dentist visit and discount for cleaning procedure | |
Tailor Made
Individual private medical insurance (IPMI) policies are tailor made to fit the needs of expats, as they take into account factors such as how pre-existing conditions are handled and if there are any age restrictions.
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