Liability Insurance
With this product SIGAL UNIQA GROUP AUSTRIA protects you against any liability on your part in accordance with according to the law on damages, costs and expenses in compliance with the claimed caused damages to third parties.
Liability insurance plays an important role in the economy and society.
It protects firms from losses that they may not be able to pay in other ways and provides a mechanism through which individuals/Third Parties obtain compensation for damages incurred, both by replacing their income and making it possible to live a normal life, or by providing funds to restore properties to the value that have been damaged.
Liability Insurance Public
This insurance covers the insured against physical injuries and property damages caused to third parties throughout the production line and construction activities and the users of these environments. The tariffs of this insurance depend on the activity, work processes, circulation, claim limits etc.
How much does it cost? The tariffs of this insurance depend on the activity, work process, circulation, claims limits applying a tariff from 0,1% up to 0,35% of the liability limit.
Liability Insurance Professional
This insurance covers the insured in cases of injuries caused to the health and property of third parties during the professional activity or counselling of third parties.
Liability Insurance Product
Through this product, SIGAL UNIQA GROUP AUSTRIA provides to a business an insurance coverage for liabilities and products already produced or sold. Insured liability of products, the businessman, sales persons, administrators are excluded from financial liability for the launched product in the market.
Liability Insurance Hotels and Restaurants
This insurance policy is specifically designed for owners, hotel and restaurant administrators to cover all the responsibilities arising from their business. This insurance covers the physical damage that can be caused to the building and the public liability arising from operating the hotel business. In the case of hotels we are dealing with a complex policy, as there are some risks that are technically and financially dealt with in a single insurance policy.
How much does it cost? The fees for this insurance depend on a number of factors including the limit of indemnity to be insured. The average fee is 0.2% of the total liability limit.
Liability Insurance Employer
Punedhenesi mund te behet i detyrueshem te kompensoj punonjesin e demtuar ose trashegimtaret e tij ne rast vdekje, per nje lendim aksidentThe employer may be obliged to compensate the injured employee or his heirs in the event of death for an accidental injury caused during working hours, whether or not there is negligence by the employer.
How much does it cost? Fees for this insurance range from 0.25% to 0.35% of the total amount of wages during a year.al qe shkaktohet ne orar te punes, nese ka ose jo neglizhence nga punedhenesi ose jo.
Sa kushton? Tarifat per kete sigurim variojne nga 0,25% - 0,35% e shumes totale te pagave gjate nje viti.
What documentation does the client present for the application:
- NKR of the company
- CV of the company and management staff
- The balance of the last two years
- Completing the application questionnaire
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