TPL Plus SIGAL

Additional coverage for driver liability, where TPL is not enough!

What is “TPL Plus”?

TPL Plus is an insurance contract that covers material damages caused to third parties, in cases where the mandatory TPL insurance does not cover them. The policy is 1-year, valid only in Albania and is issued only with TPL SIGAL.

Who benefits and how much damage per year is it worth?

The owner or any user of the vehicle listed in the TPL Plus insurance policy can be insured.

What does it cover and in what cases?

Covers material damages to third parties, up to a value of 10K Euro

When driving under the influence of alcohol.

  • 1. The driver of the vehicle has a blood alcohol content of up to 0.5 mg/l.
  • 2. It is proven by an alcohol test or blood test.
  • 3. Damages are not covered if the level is above 0.5 mg/l.

Driving a vehicle with a restricted driving license. For drivers who have a car license for less than 2 years, or a motorcycle license for less than 3 years, and drive vehicles that exceed the legal limits:

  • 1. Vehicles over 55 kW/ton (or 65 kW/ton for hybrid/electric)
  • 2. Motorcycles with a power/weight ratio above 0.16 kw/kg

TPLPlus: Price, Claim Procedures and Benefits

What should I do in case of damage?

In the event of an accident where you are the cause and you are found to be driving under the influence of alcohol or have a restricted driving license, then you must submit to SIGAL:

  • 1. The “TPL Plus” insurance contract.
  • 2. State Police report documenting the accident.
  • 3. Police sobriety test. By presenting these documents, you will avoid paying for material damages you may have caused to third parties.

Choose TPL Plus and:

  • Drive more confidently even in difficult situations
  • Protect yourself from financial regression
  • Ensure peace of mind on the road

How much does it cost?

  • 3,000 Lek/year for each coverage
  • 2,000 Lekë/year if purchased together with TPL
  • The client chooses one or both coverages, and pays only for the one they choose.

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Want to know more about our products?
Contact us.

Our team of specialists will help you:

  • Learn about our product packages and benefits
  • Get an individual offer
  • Schedule a personal meeting
  • Schedule a personal meeting

Call us free at 0800 31 31

+355 4 22 333 08
+355 68 606 2829
Zyrat SIGAL

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