{"id":6578,"date":"2019-05-17T22:47:18","date_gmt":"2019-05-17T22:47:18","guid":{"rendered":"https:\/\/sigal.com.al\/biznese-micro-sme\/"},"modified":"2025-09-12T13:57:03","modified_gmt":"2025-09-12T11:57:03","slug":"biznese-micro-sme","status":"publish","type":"page","link":"https:\/\/sigal.com.al\/en\/pasuri-dhe-garanci\/biznese-micro-sme\/","title":{"rendered":"Small and Medium Business (SME) Insurance Package"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1678870741497{margin-top: -40px !important;margin-bottom: -40px !important;background-color: #ffffff !important;}&#8221;][vc_row full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1684153469874{margin-top: -40px !important;background-color: #eef2fa !important;}&#8221; el_class=&#8221;titulli-margin&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/6&#8243; el_class=&#8221;first-row-landing&#8221;][vc_custom_heading text=&#8221;Small and Medium Business (SME) Insurance Package&#8221; font_container=&#8221;tag:h1|font_size:2.5rem|text_align:left|color:%23005ca9|line_height:48px&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading1&#8243;][vc_custom_heading text=&#8221;Having a small or medium business has its challenges so at SIGAL we have built insurance packages for you. According to Albanian law, any business that has an annual turnover of up to 250 million ALL is considered SME business.&#8221; font_container=&#8221;tag:p|font_size:16px|text_align:left|color:%23617384|line_height:1.5rem&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221; css=&#8221;&#8221; el_class=&#8221;nentitulli&#8221;][\/vc_column][vc_column width=&#8221;3\/6&#8243; css=&#8221;.vc_custom_1757678169178{padding-top: 200px !important;padding-bottom: 200px !important;background-image: url(https:\/\/sigal.com.al\/wp-content\/uploads\/2025\/09\/01fc2211.png?id=1041022) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;header_img&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1678876803674{margin-bottom: 10px !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;4\/6&#8243;][vc_custom_heading text=&#8221;What products do we offer for you?&#8221; font_container=&#8221;tag:h1|font_size:32px|text_align:center|color:%23005ca9|line_height:48px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1678869115576{margin-bottom: 10px !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720940159{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][vc_single_image image=&#8221;2948&#8243; img_size=&#8221;610&#215;258&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1701094582455{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;klik-image&#8221; link=&#8221;https:\/\/sigal.com.al\/sigurimi-i-punonjesve\/&#8221;][vc_row_inner css=&#8221;.vc_custom_1678193224645{padding-right: 12.5px !important;padding-left: 12.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1678192761771{background-color: #eef2fa !important;}&#8221;][vc_custom_heading text=&#8221;Insurance for employees&#8221; font_container=&#8221;tag:h2|font_size:1.4375rem|text_align:left|color:%231b1b1b|line_height:1.75rem&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;We recommend the following insurances:&#8221; font_container=&#8221;tag:h2|font_size:16px|text_align:left|color:%23617384|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;nentitulli&#8221;]\n\t\t<div class=\"basel-list color-scheme-dark basel-text-size-large basel-list-type-icon basel-list-style-default \" id=\"basel-list-id-69eceac7ec286\">\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Insurance against accidents at work<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Private health insurance<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Life insurance with savings<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Additional private pension\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t<style>\n\t\t\t\t#basel-list-id-69eceac7ec286 .list-icon {\n\n                    color: #2da679;\n                }   \n                   \n                \t\t\t\t\/* *\/\n\t\t\t<\/style>\n\t\t<\/div>\n\t\t\n\t\t[vc_btn title=&#8221;Learn more&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#ffffff&#8221; custom_text=&#8221;#005ca9&#8243; align=&#8221;left&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fsigal.com.al%2Fen%2Fsigurimi-i-punonjesve%2F|target:_blank&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720948580{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][vc_single_image image=&#8221;1009061&#8243; img_size=&#8221;610&#215;258&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1702567123704{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;klik-image&#8221; link=&#8221;https:\/\/sigal.com.al\/pasuri-dhe-garanci\/sigurimi-i-prones-dhe-pergjegjesise\/sigurimi-i-prones-dhe-biznesit\/&#8221;][vc_row_inner css=&#8221;.vc_custom_1678193224645{padding-right: 12.5px !important;padding-left: 12.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1678192761771{background-color: #eef2fa !important;}&#8221;][vc_custom_heading text=&#8221;Property Insurance&#8221; font_container=&#8221;tag:h2|font_size:1.4375rem|text_align:left|color:%231b1b1b|line_height:1.75rem&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;Insure the business in case:&#8221; font_container=&#8221;tag:h2|font_size:16px|text_align:left|color:%23617384|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;nentitulli&#8221;]\n\t\t<div class=\"basel-list color-scheme-dark basel-text-size-large basel-list-type-icon basel-list-style-default \" id=\"basel-list-id-69eceac7ec2fe\">\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Fire, flood, earthquake, broken windows\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Damage\/loss of goods\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Damage to physical inventory\n\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t<style>\n\t\t\t\t#basel-list-id-69eceac7ec2fe .list-icon {\n\n                    color: #2da679;\n                }   \n                   \n                \t\t\t\t\/* *\/\n\t\t\t<\/style>\n\t\t<\/div>\n\t\t\n\t\t[vc_btn title=&#8221;Learn mroe&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#ffffff&#8221; custom_text=&#8221;#005ca9&#8243; align=&#8221;left&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fsigal.com.al%2Fen%2Fpasuri-dhe-garanci%2Fsigurimi-i-prones-dhe-pergjegjesise%2Fsigurimi-i-prones-dhe-biznesit%2F|target:_blank&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1678869115576{margin-bottom: 10px !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720940159{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][vc_single_image image=&#8221;2943&#8243; img_size=&#8221;610&#215;258&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1701094875931{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;klik-image&#8221; link=&#8221;https:\/\/sigal.com.al\/pasuri-dhe-garanci\/sigurimi-i-pergjegjesive\/&#8221;][vc_row_inner css=&#8221;.vc_custom_1678193224645{padding-right: 12.5px !important;padding-left: 12.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1678192761771{background-color: #eef2fa !important;}&#8221;][vc_custom_heading text=&#8221;Insurance of Responsibilities&#8221; font_container=&#8221;tag:h2|font_size:1.4375rem|text_align:left|color:%231b1b1b|line_height:1.75rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;]\n\t\t<div class=\"basel-list color-scheme-dark basel-text-size-large basel-list-type-icon basel-list-style-default \" id=\"basel-list-id-69eceac7ec34b\">\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Public<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Professional<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Product<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Hotels and Restaurants\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Employer<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t<style>\n\t\t\t\t#basel-list-id-69eceac7ec34b .list-icon {\n\n                    color: #2da679;\n                }   \n                   \n                \t\t\t\t\/* *\/\n\t\t\t<\/style>\n\t\t<\/div>\n\t\t\n\t\t[vc_btn title=&#8221;Learn more&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#ffffff&#8221; custom_text=&#8221;#005ca9&#8243; align=&#8221;left&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fsigal.com.al%2Fen%2Fpasuri-dhe-garanci%2Fsigurimi-i-pergjegjesive%2F|target:_blank&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720948580{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][vc_single_image image=&#8221;3271&#8243; img_size=&#8221;610&#215;258&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1701099349798{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;klik-image&#8221; link=&#8221;https:\/\/sigal.com.al\/sigurimet-e-automjetit\/&#8221;][vc_row_inner css=&#8221;.vc_custom_1678193224645{padding-right: 12.5px !important;padding-left: 12.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1678192761771{background-color: #eef2fa !important;}&#8221;][vc_custom_heading text=&#8221;Vehicle insurance&#8221; font_container=&#8221;tag:h2|font_size:1.4375rem|text_align:left|color:%231b1b1b|line_height:1.75rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;Insure the business in case:&#8221; font_container=&#8221;tag:h2|font_size:16px|text_align:left|color:%23617384|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;nentitulli&#8221;]\n\t\t<div class=\"basel-list color-scheme-dark basel-text-size-large basel-list-type-icon basel-list-style-default \" id=\"basel-list-id-69eceac7ec3a2\">\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Mandatory insurance (TPL, Green Card, Border Police)<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Mini Casco and Full Casco<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Vehicle location tracking system<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t<style>\n\t\t\t\t#basel-list-id-69eceac7ec3a2 .list-icon {\n\n                    color: #2da679;\n                }   \n                   \n                \t\t\t\t\/* *\/\n\t\t\t<\/style>\n\t\t<\/div>\n\t\t\n\t\t[vc_btn title=&#8221;Learn more&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#ffffff&#8221; custom_text=&#8221;#005ca9&#8243; align=&#8221;left&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fsigal.com.al%2Fen%2Fauto-insurance%2F|target:_blank&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1678869115576{margin-bottom: 10px !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720940159{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][vc_single_image image=&#8221;2946&#8243; img_size=&#8221;610&#215;258&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1701331843276{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;klik-image&#8221; link=&#8221;https:\/\/sigal.com.al\/sigurimi-i-mallit-ne-transport\/&#8221;][vc_row_inner css=&#8221;.vc_custom_1678193224645{padding-right: 12.5px !important;padding-left: 12.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1678192761771{background-color: #eef2fa !important;}&#8221;][vc_custom_heading text=&#8221;Insurance of goods in transport&#8221; font_container=&#8221;tag:h2|font_size:1.4375rem|text_align:left|color:%231b1b1b|line_height:1.75rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;Secure the goods against all risks during transport:&#8221; font_container=&#8221;tag:h2|font_size:16px|text_align:left|color:%23617384|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;nentitulli&#8221;]\n\t\t<div class=\"basel-list color-scheme-dark basel-text-size-large basel-list-type-icon basel-list-style-default \" id=\"basel-list-id-69eceac7ec3e6\">\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Terrestrial\n\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Aerial<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Marine\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t<style>\n\t\t\t\t#basel-list-id-69eceac7ec3e6 .list-icon {\n\n                    color: #2da679;\n                }   \n                   \n                \t\t\t\t\/* *\/\n\t\t\t<\/style>\n\t\t<\/div>\n\t\t\n\t\t[vc_btn title=&#8221;Learn more&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#ffffff&#8221; custom_text=&#8221;#005ca9&#8243; align=&#8221;left&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fsigal.com.al%2Fen%2Fsigurimi-i-mallit-ne-transport%2F|target:_blank&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720948580{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][vc_single_image image=&#8221;5277&#8243; img_size=&#8221;610&#215;258&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1701332061916{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;klik-image&#8221; link=&#8221;https:\/\/sigal.com.al\/sherbime-dhe-kontakte\/agjentet-e-sigal\/&#8221;][vc_row_inner css=&#8221;.vc_custom_1678193224645{padding-right: 12.5px !important;padding-left: 12.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1678192761771{background-color: #eef2fa !important;}&#8221;][vc_custom_heading text=&#8221;Carrier liability insurance&#8221; font_container=&#8221;tag:h2|font_size:1.4375rem|text_align:left|color:%231b1b1b|line_height:1.75rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;Indemnify the Insured against the legal liability of the Insured as a carrier, according to the terms of this insurance contract based on the Convention on the Contract for the International Carriage of Goods by Land (C.M.R.) Geneva, May 19, 1956, Albanian law no. 9503 dated April 3, 2006 and protocol of the CMR Convention July 5, 1978, acceded to by the Republic of Albania with Law No. 9624, October 16, 2006&#8243; font_container=&#8221;tag:h2|font_size:16px|text_align:left|color:%23617384|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;nentitulli&#8221;]\n\t\t<div class=\"basel-list color-scheme-dark basel-text-size-large basel-list-type-icon basel-list-style-default \" id=\"basel-list-id-69eceac7ec426\">\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Loss, destruction, fire\n\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">accidental damage to goods and\/or containers (including all means in the care, control or storage of the Insured) resulting from actions or omissions of the carrier.<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t<style>\n\t\t\t\t#basel-list-id-69eceac7ec426 .list-icon {\n\n                    color: #2da679;\n                }   \n                   \n                \t\t\t\t\/* *\/\n\t\t\t<\/style>\n\t\t<\/div>\n\t\t\n\t\t[vc_btn title=&#8221;Learn more&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#ffffff&#8221; custom_text=&#8221;#005ca9&#8243; align=&#8221;left&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fsigal.com.al%2Fen%2Fsherbime-dhe-kontakte%2Fagjentet-e-sigal%2F|target:_blank&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1678869115576{margin-bottom: 10px !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720940159{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][vc_single_image image=&#8221;2944&#8243; img_size=&#8221;610&#215;258&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1701099465999{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;klik-image&#8221; link=&#8221;https:\/\/sigal.com.al\/pasuri-dhe-garanci\/sigurimet-e-garancive\/&#8221;][vc_row_inner css=&#8221;.vc_custom_1678193224645{padding-right: 12.5px !important;padding-left: 12.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1678192761771{background-color: #eef2fa !important;}&#8221;][vc_custom_heading text=&#8221;Financial Guarantees&#8221; font_container=&#8221;tag:h2|font_size:1.4375rem|text_align:left|color:%231b1b1b|line_height:1.75rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;In order not to block your money, ask for insurance:&#8221; font_container=&#8221;tag:h2|font_size:16px|text_align:left|color:%23617384|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;nentitulli&#8221;]\n\t\t<div class=\"basel-list color-scheme-dark basel-text-size-large basel-list-type-icon basel-list-style-default \" id=\"basel-list-id-69eceac7ec45f\">\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Warranty Offer\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Advance Guarantee\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Contract Warranty\n<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t<style>\n\t\t\t\t#basel-list-id-69eceac7ec45f .list-icon {\n\n                    color: #2da679;\n                }   \n                   \n                \t\t\t\t\/* *\/\n\t\t\t<\/style>\n\t\t<\/div>\n\t\t\n\t\t[vc_btn title=&#8221;Learn more&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#ffffff&#8221; custom_text=&#8221;#005ca9&#8243; align=&#8221;left&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fsigal.com.al%2Fen%2Fpasuri-dhe-garanci%2Fsigurimet-e-garancive%2F|target:_blank&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720948580{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][vc_single_image image=&#8221;4035&#8243; img_size=&#8221;610&#215;258&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1701099578122{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;klik-image&#8221; link=&#8221;https:\/\/sigal.com.al\/pasuri-dhe-garanci\/sigurimet-e-bujqesise-dhe-blegtorise\/&#8221;][vc_row_inner css=&#8221;.vc_custom_1678193224645{padding-right: 12.5px !important;padding-left: 12.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1678192761771{background-color: #eef2fa !important;}&#8221;][vc_custom_heading text=&#8221;Insurance of Agriculture&#8221; font_container=&#8221;tag:h2|font_size:1.4375rem|text_align:left|color:%231b1b1b|line_height:1.75rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;Frequent changes in climatic conditions make the agricultural and livestock sectors very exposed to natural hazards.<\/p>\n<p>Losses for any farmer or business owner for these sectors can be unaffordable, thus jeopardizing its continuity.<\/p>\n<p>In order to avoid worries, and to have stability in production, insurance at SIGAL against various risks in agriculture and livestock is necessary.&#8221; font_container=&#8221;tag:h2|font_size:16px|text_align:left|color:%23617384|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;nentitulli&#8221;][vc_btn title=&#8221;Learn more&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#ffffff&#8221; custom_text=&#8221;#005ca9&#8243; align=&#8221;left&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fsigal.com.al%2Fen%2Fpasuri-dhe-garanci%2Fsigurimet-e-bujqesise-dhe-blegtorise%2F|target:_blank&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1678869115576{margin-bottom: 10px !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720940159{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][vc_single_image image=&#8221;4730&#8243; img_size=&#8221;610&#215;258&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1701332194095{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;klik-image&#8221; link=&#8221;https:\/\/sigal.com.al\/sherbime-dhe-kontakte\/agjentet-e-sigal\/&#8221;][vc_row_inner css=&#8221;.vc_custom_1678193224645{padding-right: 12.5px !important;padding-left: 12.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1678192761771{background-color: #eef2fa !important;}&#8221;][vc_custom_heading text=&#8221;Small watercraft for rent&#8221; font_container=&#8221;tag:h2|font_size:1.4375rem|text_align:left|color:%231b1b1b|line_height:1.75rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;Ensuring the liability of third parties for small watercraft&#8221; font_container=&#8221;tag:h2|font_size:16px|text_align:left|color:%23617384|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;nentitulli&#8221;]\n\t\t<div class=\"basel-list color-scheme-dark basel-text-size-large basel-list-type-icon basel-list-style-default \" id=\"basel-list-id-69eceac7ec4a2\">\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Law no. 10076 dated 12.02.2009 \"On compulsory insurance in the transport sector\", hereafter it will be called the Law in short. Regulation of the Financial Supervision Authority approved by decision no. 53, dated 25.06.2009 \"On the treatment of damages covered by the compulsory insurance contract in the transport sector.<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">General Terms of the contract for the compulsory insurance of owners of jet engines (JET), speedboats, yachts, motorboats, for liability to third parties.<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t<style>\n\t\t\t\t#basel-list-id-69eceac7ec4a2 .list-icon {\n\n                    color: #2da679;\n                }   \n                   \n                \t\t\t\t\/* *\/\n\t\t\t<\/style>\n\t\t<\/div>\n\t\t\n\t\t[vc_btn title=&#8221;Learn more&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#ffffff&#8221; custom_text=&#8221;#005ca9&#8243; align=&#8221;left&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fsigal.com.al%2Fen%2Fsherbime-dhe-kontakte%2Fagjentet-e-sigal%2F|target:_blank&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678720948580{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1684320875209{margin-top: 10px !important;background-color: #005ca9 !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;4\/6&#8243;][vc_custom_heading text=&#8221;Documents (2)&#8221; font_container=&#8221;tag:h1|font_size:2.0625rem|text_align:left|color:%23ffffff|line_height:2.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1726752523306{margin-top: -20px !important;}&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;See all the details in our insurance product information documents:&#8221; font_container=&#8221;tag:h1|font_size:16px|text_align:left|color:%23e2e8f0|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221;][vc_row_inner css=&#8221;.vc_custom_1678719605701{margin: 5px !important;padding: 0px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;borderat&#8221;][vc_column_inner css=&#8221;.vc_custom_1678719545188{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221;]<div class=\"evc-icon-with-text evc-shortcode titulli-heading evc-iwt-icon-left\">\n\t<div class=\"evc-iwt-icon-holder\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/sigal.com.al\/wp-content\/uploads\/2023\/03\/a6cdaa4c.svg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 150w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 300w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 1024w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 1536w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 2048w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 45w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 64w\" sizes=\"auto, (max-width: 64px) 100vw, 64px\" \/>\t<\/div>\n\t<div class=\"evc-iwt-content\">\n\t\t\t<h4 class=\"evc-iwt-title\" style=\"color: #005ca9\">\n\t\t\t\t\t<a class=\"evc-iwt-link\" href=\"https:\/\/sigal.com.al\/wp-content\/uploads\/2022\/01\/Kushtet-MALLIT-GJATE-TRANSPORTIT-ne-police.pdf\" target=\"_blank\">\n\t\t\t\t\tGeneral conditions\t\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t<\/div>\n<\/div>\n[\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1678719605701{margin: 5px !important;padding: 0px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;borderat&#8221;][vc_column_inner css=&#8221;.vc_custom_1678719545188{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221;]<div class=\"evc-icon-with-text evc-shortcode titulli-heading evc-iwt-icon-left\">\n\t<div class=\"evc-iwt-icon-holder\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/sigal.com.al\/wp-content\/uploads\/2023\/03\/a6cdaa4c.svg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 150w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 300w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 1024w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 1536w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 2048w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 45w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 64w\" sizes=\"auto, (max-width: 64px) 100vw, 64px\" \/>\t<\/div>\n\t<div class=\"evc-iwt-content\">\n\t\t\t<h4 class=\"evc-iwt-title\" style=\"color: #005ca9\">\n\t\t\t\t\t<a class=\"evc-iwt-link\" href=\"https:\/\/sigal.com.al\/wp-content\/uploads\/2019\/05\/informacion-per-taksa-e-tatime.pdf\" target=\"_blank\">\n\t\t\t\t\tTaxes Information\t\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t<\/div>\n<\/div>\n[\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1678719605701{margin: 5px !important;padding: 0px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;borderat&#8221;][vc_column_inner css=&#8221;.vc_custom_1678719545188{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221;]<div class=\"evc-icon-with-text evc-shortcode titulli-heading evc-iwt-icon-left\">\n\t<div class=\"evc-iwt-icon-holder\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/sigal.com.al\/wp-content\/uploads\/2023\/03\/a6cdaa4c.svg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 150w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 300w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 1024w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 1536w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 2048w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 45w, https:\/\/sigal.com.al\/wp-content\/uploads\/\/2023\/03\/a6cdaa4c.svg 64w\" sizes=\"auto, (max-width: 64px) 100vw, 64px\" \/>\t<\/div>\n\t<div class=\"evc-iwt-content\">\n\t\t\t<h4 class=\"evc-iwt-title\" style=\"color: #005ca9\">\n\t\t\t\t\t<a class=\"evc-iwt-link\" href=\"https:\/\/sigal.com.al\/wp-content\/uploads\/2019\/06\/Yacht-questionaire.pdf\" target=\"_blank\">\n\t\t\t\t\tIntake Questionnaire\t\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t<\/div>\n<\/div>\n[\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1678876803674{margin-bottom: 10px !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;4\/6&#8243;][vc_custom_heading text=&#8221;Frequently asked questions&#8221; font_container=&#8221;tag:h1|font_size:32px|text_align:center|color:%23005ca9|line_height:48px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_toggle title=&#8221;What covers does the Construction All Risks policy offer and who is it offered to?&#8221; style=&#8221;arrow&#8221; css=&#8221;.vc_custom_1726752702450{background-color: #ffffff !important;}&#8221;]\n<ul>\n<li>The policy &#8220;All risks in construction&#8221; is addressed to entities working in the construction sector. This policy usually covers special construction projects where:<\/li>\n<\/ul>\n<ol>\n<li>contracted works;<\/li>\n<li>construction machinery and equipment;<\/li>\n<li>liability to third parties.<\/li>\n<\/ol>\n[\/vc_toggle][vc_toggle title=&#8221;Why is the &#8220;All risks in construction&#8220; policy needed?&#8221; style=&#8221;arrow&#8221; css=&#8221;.vc_custom_1726752734372{background-color: #ffffff !important;}&#8221;]\n<ul>\n<li>The main reason to buy an &#8220;All Risks Construction&#8221; policy is to protect the works you are contracted to develop. For example: in case you are building\/reconstructing a building that catches fire, then your client expects you to finish the works, but will not pay you again to finish them after the damage has occurred. In this case, the &#8220;All risks in construction&#8221; policy intervenes, which covers the costs of repair or reconstruction of the works carried out on the site. In the vast majority of cases, this type of policy is mandatory from the contract you will sign with the contracting authority\/financier. of the project.<\/li>\n<\/ul>\n[\/vc_toggle][vc_toggle title=&#8221;When should we notify that an accident has caused damage to contracted works?&#8221; style=&#8221;arrow&#8221; css=&#8221;.vc_custom_1726752758668{background-color: #ffffff !important;}&#8221;]\n<ul>\n<li>You must notify the agent, or broker or insurer as soon as possible. We will provide immediate assistance.<\/li>\n<\/ul>\n[\/vc_toggle]<div class=\"basel-button-wrapper text-center\"><a href=\"https:\/\/sigal.com.al\/en\/sherbime-dhe-kontakte\/pyetje-te-shpeshta\/#Property-and-Guarantee\" title=\"\" target=\"_blank\" class=\"btn btn-color-primary btn-style-bordered btn-size-default butoni-per-produkte-oferta\">See all<\/a><\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; css=&#8221;.vc_custom_1683621926982{background-color: #005ca9 !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/6&#8243;][vc_custom_heading text=&#8221;Want to know more about our products?<br \/>\nContact us.&#8221; font_container=&#8221;tag:h2|font_size:2.0625rem|text_align:left|color:%23ffffff|line_height:2.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; el_class=&#8221;titulli-heading&#8221;][vc_custom_heading text=&#8221;Our team of specialists will help you to:&#8221; font_container=&#8221;tag:p|font_size:16px|text_align:left|color:%23e2e8f0|line_height:1.5rem&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1726752834375{margin-bottom: 40px !important;}&#8221; el_class=&#8221;nentitulli&#8221;]\n\t\t<div class=\"basel-list color-scheme-light basel-text-size-large basel-list-type-icon basel-list-style-default \" id=\"basel-list-id-69eceac7ecaee\">\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Learn about our product packages and benefits<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Get an individual offer<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Schedule a personal meeting<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"list-icon fas fa-check-circle\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"list-content\">Choose the right service for you<\/span>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t<style>\n\t\t\t\t#basel-list-id-69eceac7ecaee .list-icon {\n\n                    color: #2da679;\n                }   \n                   \n                \t\t\t\t\/* *\/\n\t\t\t<\/style>\n\t\t<\/div>\n\t\t\n\t\t[vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; accent_color=&#8221;#e2e8f0&#8243;][vc_custom_heading text=&#8221;Call us for free on 0800 31 31&#8243; font_container=&#8221;tag:h2|font_size:1.75rem|text_align:left|color:%23ffffff|line_height:35px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1726752895818{margin-bottom: 20px !important;}&#8221; el_class=&#8221;titulli-heading&#8221;][vc_row_inner gap=&#8221;5&#8243; css=&#8221;.vc_custom_1678872421615{margin-bottom: 20px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;]<div class=\"basel-button-wrapper text-left\"><a href=\"telto:+35542233308\" title=\"\" class=\"btn btn-color-white btn-style-bordered btn-size-default\">+355 4 22 333 08<\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<div class=\"basel-button-wrapper text-left\"><a href=\"https:\/\/wa.me\/355686062829\" title=\"\" class=\"btn btn-color-white btn-style-bordered btn-size-default\">+355 68 606 2829<\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<div class=\"basel-button-wrapper text-left\"><a href=\"\/sherbime-dhe-kontakte\/agjentet-e-sigal\/\" title=\"\" class=\"btn btn-color-white btn-style-bordered btn-size-default\">Zyrat SIGAL<\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;2\/6&#8243; css=&#8221;.vc_custom_1678871840501{margin-top: 40px !important;padding-top: 40px !important;padding-bottom: 40px !important;background-color: #eef2fa !important;}&#8221;]\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f15899-o1\" lang=\"sq-AL\" dir=\"ltr\" data-wpcf7-id=\"15899\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/6578#wpcf7-f15899-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"15899\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"sq_AL\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f15899-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"wpcf7-turnstile cf-turnstile\" data-sitekey=\"0x4AAAAAACKGcnrqisWxcxWh\" data-response-field-name=\"_wpcf7_turnstile_response\"><\/div>\n\n<div class=\"row\">\n\t<div class=\"col-md-12\">\n\t\t<p class=\"text-contact-form-new\">Emri *\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"text-4\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Emri juaj\" value=\"\" type=\"text\" name=\"text-4\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12\">\n\t\t<p class=\"text-contact-form-new\">Emaili *\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"email-4\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Emaili juaj\" value=\"\" type=\"email\" name=\"email-4\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12\">\n\t\t<p class=\"text-contact-form-new\">Nr. Cel *\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"tel-4\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Numri juaj\" value=\"\" type=\"tel\" name=\"tel-4\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<p class=\"forma-kontakt\"><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-color-alt\" type=\"submit\" value=\"M\u00eb kontakto\" \/>\n<\/p>\n<p class=\"text-contact-form-new-end\">T\u00eb dh\u00ebnat tuaja personale do t\u00eb p\u00ebrdoren vet\u00ebm p\u00ebr q\u00ebllimin e ofrimit t\u00eb informacionit shtes\u00eb rreth produkteve t\u00eb SIGAL INSURANCE GROUP\n<\/p><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"20\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][\/vc_section]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row&#8221; 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